Down Payment AssistanceNorth Carolina Homebuyer
North Carolina Homebuyer
Programs (2026)
Find every city-level, county, and nonprofit down payment assistance program available to first-time buyers in North Carolina.
23 cities covered10+state & federal programs$392,609 avg median pricefree to use
Browse Cities in North Carolina
23 citiesApex
$634,000 medianPop. 80,419
View programs →Asheville
$510,000 medianPop. 93,523
View programs →Burlington
$245,000 medianPop. 61,496
View programs →Carrboro
$432,000 medianPop. 20,962
View programs →Cary
$620,000 medianPop. 183,582
View programs →Chapel Hill
$613,000 medianPop. 63,565
View programs →Charlotte
$404,000 medianPop. 923,000
View programs →Concord
$375,000 medianPop. 114,598
View programs →Durham
$425,000 medianPop. 295,000
View programs →Fayetteville
$260,000 medianPop. 209,000
View programs →Gastonia
$290,000 medianPop. 85,941
View programs →Greensboro
$303,000 medianPop. 308,667
View programs →Greenville
$246,000 medianPop. 90,000
View programs →High Point
$258,000 medianPop. 120,571
View programs →Huntersville
$568,000 medianPop. 68,535
View programs →Jacksonville
$252,000 medianPop. 72,732
View programs →Kannapolis
$300,000 medianPop. 61,708
View programs →Mooresville
$480,000 medianPop. 52,381
View programs →Raleigh
$420,000 medianPop. 516,807
View programs →Rocky Mount
$190,000 medianPop. 54,297
View programs →Wake Forest
$455,000 medianPop. 52,844
View programs →Wilmington
$475,000 medianPop. 126,809
View programs →Winston-Salem
$275,000 medianPop. 257,755
View programs →What Is Down Payment Assistance?
1
Find a Program
Browse city and county DPA programs matched to your location.
2
Check Eligibility
Most programs require first-time buyer status and income limits.
3
Apply With Your Lender
DPA is typically layered on top of your primary mortgage.